PRULINK ELITE PROTECTOR IS FOR MEDIUM-TO LONG-TERM SAVINGS
The PRUlink elite protector series1 is a limited-pay unit-linked product line designed with customer advantage in mind. It combines life insurance protection and greater potential for wealth accumulation through fund investment. It is available in both peso and dollar denominations in the most flexible terms.
PRUlink elite protector would allow you to meet your medium- to long-term financial goals faster while receiving maximum protection. Aside from being financially protected against uncertainties, your financial goals – like your child’s education, a new house, or your retirement fund – become more manageable and attainable.
Living benefit – are the values of the policy that you may partially or fully withdraw for your needs. These are taken from the policy’s share in the fund(s) you choose to invest in.
Disability benefit – is the Accelerated Total and Permanent Disability (TPD) benefit which advances a portion of or the entire coverage of your policy.
Accidental Benefit - pays the benefit amount if the life insured dies due to accident within 180 days from date of accident or a percentage of the coverage based on a table of disability condition if life insured sustains bodily injury.
Death benefit – is the total of your policy’s coverage, the policy’s earnings through the funds, and 125% of all top-ups less 125% of all withdrawals on the top-up units.
There are flexible payment terms available depending on your need and budget:
Five (5)-year payment period with a minimum premium of PhP200,000/year (USD4,500/year)
Seven (7)-year payment period with a minimum premium of PhP 150,000/year (USD 3,300/year)
Ten (10)-year payment period with a minimum premium of PhP 110,000/year (USD 2,500/year)
Fifteen (15)-year payment period with a minimum premium of PhP 75,000/year (USD 1,700/year)
You will enjoy life protection benefit equivalent to your policy’s base coverage (sum assured) plus your investment allocation and its earnings.